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Updates:

Get upto 15%* on our Savings Account Balances with Riverdalecountrycreditunion.

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Checking Account

Get More From Your Money

Access your money anytime and anywhere.

Know About

Checking Account

Checking accounts have a monthly maintenance fee if you don’t meet certain requirements, such as maintaining a minimum balance or having a direct deposit into the account each month. Checking accounts also generally don’t offer a high interest rate on the money you keep in the account, although there are exceptions for online-only accounts and high-yield checking accounts.

Open an Account

Eligibility to
Open Checking Account

Eligibility parameters for checking account.

  • 1

    Nationality

    Over 180 nationalities are supported

  • 2

    Age

    18 Years old or above

  • 3

    Documents

    Submit valid identification document

  • 4

    Deposit

    Minimum of 100 USD deposit to initialise account

00

k

Checking account opened
in last year

Checking A/c Required Documents

Basic documents required for opening a checking account.

ID. Document
is Mandatory

Duly Filled
Application Form

Personal Checking

For Resident

Colored Passport
Photographs

Colored Passport
Photographs

Account Interest & Charges

Get more from your banking relationship.

Account Interest Rates
Per Annum

Personal Checking A/C

  • Standard interest rate 0.49%(1 year)
  • Tiered interest rates 2.50% - 11.99% APY(1 year)
  • Relationship bump rate 3.49% + 3% APY(1 year)

Business Checking A/C

  • Premium interest rates 2.49% APY(1 year)
  • Tiered interest rates 2.50% - 11.99% APY(1 year)
  • Relationship bump rate 3.49% + 3% APY(1 year)

Minimum Balance
  • No minimum daily balance required
  • No minimum daily balance required

Monthly Maintenance Fee
  • No monthly fees
  • $30 monthly service fee,

Opening Deposit
  • 100 USD
  • 150 USD

Cards
  • Instant debit card
  • Accept card payments for your business
  • Access to all credit cards
  • Accept card payments for your business

Checks
  • Free standard checks
  • Free official checks